Rachael joined Bermans in October 2014 and is a Paralegal in our Property team in Liverpool.
Rachael is experienced in residential conveyancing and ensures her clients receive a smooth and hassle free experience when purchasing or selling a property.
Outside of work, Rachael enjoys going to the gym, visiting art galleries and going to gigs, as well as working her way round Liverpool’s bars and restaurants with family and friends!
Philippa Baty joined Bermans in October 2024 and is a Solicitor in our Property team.
She studied at the University of the West of England qualified as a Solicitor in 2017.
Philippa primarily assists the team on a variety of commercial property matters, including freehold and leasehold sales and purchases.
Outside of work, Philippa enjoys playing the drums and cycling, as well as seeing friends and family, going for walks/to the beaches on the Wirral…plus the odd psychological thriller or true crime documentary!
Jessica joined Bermans as a Paralegal in April 2022 and is currently a Trainee Solicitor in our Property team based in Liverpool.
Jessica obtained a First Class Law Degree and completed her Legal Practice Course and Masters Qualification at Liverpool John Moores University. She also has experience in advising Commercial Employment, Public Sector Employment and Business Immigration clients.
Jessica assists with a variety of property matters, including but not limited to, property finance transactions, commercial and residential property acquisitions and sales, bridging finance deals, re-finances, buy-to-let investment acquisitions and sales.
Jessica prides herself on providing effective commercial solutions for her clients.
Melanie Morris joined Bermans in January 2015 as a Trainee Solicitor and qualified as a Solicitor in January 2017, becoming a Senior Associate in the Property team in January 2021.
We are looking for an experienced and enthusiastic Property Finance Paralegal to join our Property and Construction team. The existing team is friendly, welcoming and hard-working and we are seeking a like-minded individual.
One of the more surprising handouts from the chancellor in response to the pandemic was the stamp duty holiday. As it comes to an end we explore what impact this will have on the housing market.
SDLT is the tax you pay on property purchases. The amount you pay depends on the value of the purchase. Prior to July 2020, SDLT was payable on all properties priced over £125,000.
The statutory moratorium on lease forfeiture for commercial leases is set to expire at the end of June 2021. If it is not extended then tenants who have taken advantage of this will be required to resume rental payments as well as to pay any rent that has accrued during the moratorium.
We have received enquiries from tenants and landlords over the last few weeks anxious to understand what they can do about rent arrears and enquiring whether now is a good time to negotiate a new lease.
Our general thoughts on this are set out below. Obviously much will depend on your individual circumstances so it is important you seek specific advice before making any decisions.
In a bid to make it easier to repurpose town centres and high streets across England and Wales, the Government has made major changes to the ‘use classes’ that businesses must operate within for planning purposes.
New regulations came into force on 1st September 2020 which significantly amended the 1987 Town and Country Planning (Use Classes) Order. A number of classes have been abolished and moved into a more generic Class E.
In January 2021, the Ministry of Housing, Communities and Local Government unveiled sweeping changes that they plan to implement to the home ownership rules that, according to their press release will be part of “the biggest reforms to English property law for 40 years, fundamentally making home ownership fairer and more secure”.
Freehold or leasehold – what’s the difference?
Owners of flats and houses in England and Wales can either own the freehold which means they own the property and land it occupies or the leasehold which means they own the property and have a legal right to occupy the land but the land is owned by a third party. These reforms are aimed at leasehold property.
Bermans, commercial law firm in Liverpool and Manchester, is delighted to announce that it has promoted 6 individuals to more senior roles at the firm.
Andrew Henderson (left) joined Bermans in 1985 and has developed an expertise in asset finance litigation. He has been made a Partner and joins Alex Chapman, David Gledhill and Jonathan Berkson as partners in the specialist Asset Based Lending team that is ranked in the Legal 500 London Asset Finance Lending rankings.
He deals with matters such as fraud, freezing orders, title claims, delivery up claims, guarantee/indemnity claims, shortfalls and general debt recovery for a wide range of asset based lenders.
| 
Paralegal
Trainee Solicitor
