Although the possibility is often overlooked at the outset of a business relationship, disputes in the boardroom or between shareholders can arise for a wide variety of reasons. Once the battle lines are drawn, this kind of dispute can become hugely disruptive and expensive, so it’s important to do what you can to prepare for these situations in advance, and to act swiftly when problems begin to surface.
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Factoring and invoice discounting (both forms of receivables finance) are useful cashflow sources in the commercial marketplace and used by many SME’s. Following the global financial crisis of 2008 and the previous “credit crunch”, the UK government has looked to facilitate and encourage alternatives to traditional bank-led sources of finance, particularly for SMEs.
Continue ReadingCommentators on online privacy and data protection have long predicted a “tipping point”, where the public would finally realise the impact of sharing (and the growing economy based on) their personal data. In the information age where businesses, platforms and brands are targeted around the habits and demographics of their users, knowledge truly is power. The use of that knowledge and the data underpinning it has been taken increasingly seriously by legislators, leading to the original EU Data Protection Directive in 1995, reflected in UK Law by the Data Protection Act 1998.
Continue ReadingBusinesses selling on line should now be used to EU derived regulation applicable to on line sales. In the latest major change to the legal requirements for businesses selling on line since the introduction in 2014 of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, the European Commission’s On-line Dispute Resolution (ODR) site goes live to on-line consumers from 15th February 2016.
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The corporate team led by Jon Davage in Manchester has had a particularly busy start with the team advising on 11 transactions made up of 3 acquisitions, 5 disposals, 2 reorganisations and 1 private equity deal.
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Bermans, which has offices in Liverpool and Manchester, has launched private client and commercial departments as well as growing its employment team during the period.
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Dave joined Bermans in 1984 and qualified as a solicitor in 1986 following his degree in law.
Dave is a partner in our Invoice Finance team and is highly experienced in all commercial aspects of invoice finance and asset based lending and known for his commercial and practical advice to clients.
Dave has always been and still is a bit of a fitness fanatic and runs most days before work, cycles at the weekend and is a regular high handicap golfer who never seems to improve that much but loves the game!
Dave has worked in invoice finance nearly all of his professional career providing sound commercial advice to all Bermans clients in the invoice finance and asset based lending field and is well respected for his commercial and down to earth approach when advising clients.
Email: david.gledhill@bermans.co.uk
Tel: 0161 827 4611
Phil Farrelly is head of Bermans insolvency team and serves on Bermans board.
He has a degree in law and qualified as a solicitor in 1986.
Phil is a familiar face on the North West legal scene and has extensive experience of acting for insolvency practitioners, ABL and other lenders and directors in all aspects of corporate insolvency.
Clients find Phil approachable and responsive and value his pragmatic down to earth advice.
Clients recommended him to Legal 500 for his ‘wide range of experience, clear and pragmatic advice and good value for money’ when acting for lenders, administrators, liquidators and corporate clients and described him as ‘practical, commercial and technically strong’.
He is also a member of R3.
Email: philip.farrelly@bermans.co.uk
Tel: 0161 827 4609
PartnerJonathan is an award winning, experienced dispute resolver. He works with clients to resolve complex disputes in the most cost effective and commercial way.
He qualified as a solicitor in 1990 following his degree in law.
Jonathan’s commercial recovery work for asset based lenders has added to the firms niche in this area of practice.
Jonathan has been recognised as a top lawyer by the Times as their “Lawyer of the Week” in September 2011, and Legal Business Magazine who highly commended him for “Lawyer of the Year” in 2012. Jonathan was the Liverpool Law Society’s “Solicitor of the Year” in 2013.
Email: jonathan.berkson@bermans.co.uk
Tel: 0151 224 0523
Jon is Bermans Managing Director and Head of Corporate, having joined Bermans as a Corporate Partner in January 2012.
Jon spends time across both of the Manchester and Liverpool offices, working closely with practice area leaders and the operations team to ensure our people and clients remain at the heart of everything Bermans do.
Email: jon.davage@bermans.co.uk
Tel: 0161 827 4618
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