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Author Archive

Regulation and Business Customers

We pointed out in an article in the Briefing last summer that the extent to which there should be any regulation of transactions with business customers has been a matter of hot debate in the asset finance industry going back decades, and we recalled that when the Consumer Credit Act 1974 first came into full effect in 1985 there was much discussion about future reforms excluding business customers altogether.

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New case on retaking Protected Goods

In regulated Hire-Purchase and conditional sale (but not Lease or Hire Agreements) section 90 of the Consumer Credit Act 1974 (“CCA”) provides that once one-third of the total price of the goods has been paid for, the goods become ‘protected’ and the Financier is not entitled to recover possession without a Court Order except where the debtor gives his genuine consent.

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Happy Retirement Peter Sinnett!

Alex Chapman

It would be remiss of me not to mention that this will be Peter’s last briefing as Editor before he sets off for his well deserved retirement. Peter is a legend of the invoice and asset finance industries and has been associated with Bermans for most of his working life – initially as a barrister in Oriel Chambers in Liverpool when Bermans used his services as an advocate and advisor on so many occasions that he was invited to join us in 1989 as a Solicitor Advocate and Partner. He remained as such until 2013 when he became a Consultant since when he has continued to be an invaluable member of our ABL team.

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Rebecca Rhodes

Paralegal

Rebecca Rhodes joined Bermans in March 2023 and is a Paralegal in our Litigation and Recoveries teams based in Liverpool.

Rebecca works with SME’s in areas such as:

  • Debt recovery
  • Contract disputes and
  • Finance litigation

She studied Politics at The University of Liverpool and is currently undertaking a SQE qualification to become a solicitor.

Outside of work, Rebecca enjoys reading novels and travelling.


E: rebecca.rhodes@bermans.co.uk
T: 0151 224 0558

linkedin link

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A Disappointing Experience for Sony

Summer Levy

A recent High Court case in relation to Jimi Hendrix recordings was of interest to lawyers and classic rock fans alike but is also of wider relevance in relation to copyright and the settlement of claims.

The High Court refused Sony Music Entertainment UK Limited’s (Sony) application to strike out a claim brought by the Estates of the late Noel Redding and ‘Mitch’ Mitchell.

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Social media and the workplace: what should employers consider when dealing with derogatory and damaging posts?

Alex Murray

Around 83% of the UK population are active social media users. It comes as no surprise then that social media continues to have an influence in the workplace. As a result, employers must consider how to handle employee use of social media, both whilst they are at work and away from the workplace.

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